Health Insurance
Health Solutions for Individuals, Families, and Businesses.
Local guidance. Real options. Coverage that fits your life — not a one-size-fits-all plan from a call center.
Section 01
Individual & Family Coverage For adults under 65
Whether you are between jobs, retiring early, or self-employed, we help you find the right bridge to your next stage of life. No pressure. Just clear answers and the right plan for your budget.
ACA / Marketplace Plans
Subsidized coverage options
The Affordable Care Act marketplace offers comprehensive coverage — and many families qualify for significant subsidies that dramatically lower their monthly premium. We compare every plan available in your area and walk you through the numbers in plain English.
- Subsidy eligibility analysis
- Plan-by-plan cost comparison
- Open enrollment & special enrollment guidance
Short-Term & Bridge Plans
Flexible coverage in transition
Between jobs, waiting for employer coverage to start, or retiring before 65? Short-term medical plans provide immediate, affordable protection during life's transitions — without locking you into a 12-month commitment. Note: Short-term plans are not ACA-compliant and may not cover pre-existing conditions. They are designed as temporary bridge coverage, not long-term health solutions.
- Coverage can start in as little as 24 hours
- Lower premiums than most ACA plans
- Flexible terms: 30 days to 12 months
Online Enrollment
Shop & Enroll Online — With an Expert in Your Corner
Browse and compare ACA/Marketplace plans at your own pace. Once you enroll, we personally review every application to verify accuracy and make sure the plan is truly the right fit for you and your family. You get the convenience of online enrollment with the confidence of a licensed advisor watching your back.
- Compare all available plans side by side
- See your subsidy eligibility instantly
- We review every enrollment for accuracy and fit
Opens our secure enrollment portal
Section 02
Group Health & Employee Benefits Small Business Solutions
Attract and retain the best talent in Central Arkansas with competitive group benefits. We handle the complexity — carrier negotiations, enrollment, compliance — so you can focus on running your business.
Your team deserves more than a generic benefits package.
We sit down with you — not a chatbot, not a 1-800 number — to design a benefits strategy that fits your headcount, your budget, and your culture.
Group Medical
Major medical plans for businesses with 2 or more employees. We compare top Arkansas-area carriers side by side.
Dental & Vision
Add-on plans that complete the package and set you apart from competitors still offering medical-only benefits.
Life & Disability
Employer-paid or voluntary group life and short-term disability — affordable protection that employees actually value.
Have fewer than 5 employees?
You may still qualify for group coverage — or we can structure individual plans that give your team comparable benefits while keeping premiums predictable. We'll walk through both options and let you decide.
Section 03
The Overton Difference
We are not a call center. We are your neighbors — with a real office at 813 Oak St in Conway, real appointments, and a team that picks up the phone when you need them.
Face-to-Face Service
Come in, sit down, and talk through your options in person. We walk you through every plan at your own pace — no pressure, no jargon.
Claims Support
When a claim goes sideways, you call us — not an 800 number. We advocate on your behalf with the carrier until the issue is resolved.
Annual Renewal Reviews
Every year at renewal time, we proactively review your plan. If a better option exists for your budget, we find it and bring it to you.
No Obligation Quotes
We run the numbers and show you exactly what's available before you make any decision. Our goal is clarity, not commission pressure.
Ready to Find the Right Plan?
Tell us a little about your situation and we will put together a no-pressure comparison — usually within 1–2 business days.
Request a Health Quote